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While insurance companies appear to be more conservative in their plans to add staff than they were six months ago, a new study shows that more than 39% of companies plan to increase staff in the next 12 months, with only 15% planning to trim their workforces in the same period.

The figures from the most recent Jacobson Group and Ward Group “Insurance Labor Market Study” compare with 44% of those surveyed in January indicating that they expected to increase employees and 13% indicating that they expected to decrease employees.

The figures still show improvement in hiring expectations over results from the July 2009 survey, when only 35% of companies expected to add employees and 21% expected to reduce staff in the 12 months ahead.

“To me, the great thing about this survey…is now we’re being able to see some trends in terms of how people are anticipating revenue growth and how that translates into hiring staff,” said Greg Jacobson, co-CEO of the Jacobson Group in Chicago.

The June and July survey of 118 U.S. propert Read full article…

Condominium-living offers a few obvious advantages: no lawn mowing, no painting window frames or cleaning out gutters.

But it places other burdens on property owners–chief among them is property insurance. A standard homeowners insurance policy for a single-family home typically covers the physical structure of the home, the property on which the house sits, as well as the property within the home.

Condominium or co-op “master” policies

Homeowners insurance is more complicated with condominiums. To ensure top-to-bottom protection for your real estate investment, you will likely need a separate insurance policy to cover the gaps in the condominium association’s “master” policy.

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www.equote.com Online Life Insurance Quotes Richard Wira discusses the benefits of term life insurance. Call (800) 354-1666, visit the Equote.com office at 2731 Shelter Island Dr. San Diego, CA 92106 or visit www.equote.com for an online insurance quote

A recent article put out by CNN suggests that a trend amongst newly married couples is to spend their honeymoon on volunteering missions. This noble act falls in line with what seems to be a renewed interest in a spirit of community service and a willingness to help those who need it most. If you are considering spending your honeymoon this way, be sure to protect yourself with visitors insurance.

As a rule of thumb, any trip abroad should involved buying an international insurance policy as part of the planning process. But this idea is especially true when the international trip in question is for volunteering purposes.

Why is this the case? There are two reasons.

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Texting while driving. For fleet owners, a zero-tolerance policy is the best way to educate company drivers on the dangers of this activity.

How dangerous is texting while driving?

An article out of Salt Lake’s Deseret News last Friday follows a test conducted by Allstate last Thursday at the company’s sponsored Family Driving Challenge. An instructor from Allstate would ask questions to drivers over a cell phone. Simple math questions, for example. Within three seconds the drivers were hitting cones on an obstacle course.

Allstate is also sponsoring the “X” the “Text” social initiative in conjunction with the Jonas Brothers aimed at teen drivers.

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