Posted on February - 09 - 2010 by admin
Super Bowl Sunday Results in Increased Auto Claims
Car insurers always expect an increase in the number of claims filed the week following the Super Bowl. The increase can be attributed to alcohol consumption and more notably, pizza.
Pizzerias will see as much as a 50 percent increase in total sales resulting in an increased need for pizza delivery. With the greater amount of pizza being delivered, there is a greater chance of accidents.
According to Business Week, pizza delivery is the ninth-most dangerous work sector. In 2008 there were 22.8 fatalities out of every 100,000 full-time workers which is excluding part-time delivery workers.
Many auto insurers will not insure pizza delivery drivers under personal auto insurance policies. Pizzerias can purchase a commercial policy to cover the drivers with some auto insurers but very few will cover the occupation.
Pizza deliverers not only have to make fast deliveries but also face a couple other elements, weather and booze. When the weather is bad, people are more likely to call for delivery. Also many people attend Super Bowl parties and do not watch what they drink. About 50 percent of fatalities on Super Bowl Sunday in 2008 involved alcohol which sends a chilling warning to any pizza deliverer to be watchful.
Super Bowl Sunday is a joyous occasion for any football fan but many need to be careful and reminded to make sure they have enough insurance coverage in case of an accident.
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