All State Insurance

Posted on Monday, 21st November 2011 by Mike Peterson

Turkey. Cranberry sauce. Yams (optional). And to round it all out, a little gratitude. Here are the top 4 things we’re thankful for.

1. Our customers. You know how when big stars win awards, they say something like, “I want to thank all my fans for making this possible!” And you think, “Ya, ya, ya.” Well, it’s actually true. We’re not big stars, but we do understand that without our customers we wouldn’t be anything. Or anywhere. So we’d just like to say, “Sincere thanks to all our customers, without whom none of this would be possible.” Thank you!
2. Good drivers. This year, just like every other year, we’re thankful for the good drivers out there. In fact, we’d like to ta

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Posted on Monday, 21st November 2011 by Olivia Trule

Complaints made to the Financial Ombudsman Service (FOS) about payment protection insurance (PPI) have tailed off by more than half, figures showed today.

The watchdog said that it received 19,259 new consumer complaints about the issue between July and September.

This compared with 56,025 new complaints during the previous quarter, between April and June.

During the latest quarter, 92% of complaints were resolved in favour of the consumer, compared with just over half (55%) between April and June.

The fall in PPI complaints meant that in total, the FOS received 50,645 complaints generally between July and September, a sharp drop on 81,301 in the previous quarter.

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Tags: Tail

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Posted on Friday, 18th November 2011 by Mike Peterson

If you’re planning to buy your car and choosing a cheap car insurance policy, you’ll be better off with a first-hand car. Chances are, if you end up buying a pre-owned car, your insurance quotes will be skyrocketing.

This year has witnessed a higher number of official complaints lodged against used car dealers than any other trade. The Office of Fair Trading (OFT) revealed that the year 2011 saw more than 56,000 UK nationals complaining to its consumer arm, that is, Consumer Direct. All the complaints were in regard to second-hand cars and their dealers. These complaints spanned the commencement of January all the way till the end of September. Com

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Posted on Wednesday, 16th November 2011 by John Bikes

There are regulations in place to ensure that used car dealers try to sell stock that meets a certain standard. Hiding faults and deliberately selling inferior goods does happen through irresponsible dealers and most of these faults will then become apparent in the first three months usage.

When buying second hand cars, you need to glean the right advice from independent sources. Independent vehicle inspections can be a one of the best ways of attaining useful impartial advice. Many companies offer independent checks including industry stalwarts the RAC and the AA.

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Tags: Used, Used Cars

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Posted on Monday, 7th November 2011 by Olivia Trule

PIP insurance fraud is a big problem in the state of Florida. It is no secret that the governor of the state, Rick Scott wants more done to address the issue. One county in Florida called Hillsborough County has made great strides on this issue.

The problem with auto insurance fraud is that you cannot combat it unless you create and enforce reforms. The reasons that Florida is targeted by these criminals are that the laws are relaxed and that accidents are very easy to fake.

The governor hopes to change the states Personal Injury Protection Law in 2012 but it may be a hard sell in 2012 because it is an election year.

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Tags: Fraud, Rick Scott

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Posted on Saturday, 5th November 2011 by John Bikes

Alfa Insurance Co has announced a change to their business practices in Alabama, which comes on the heels of last months rate increase for homeowners insurance. The change? The insurer, which is currently the second-largest property insurer in the state, is now requiring homeowners to bundle their auto insurance or find a different provider for their homeowners policies.

Its often advised that bundling of this sort is a good way to reduce what you pay for auto insurance, but being forced to bundle in order to retain an existing policy seems extreme.

Alfas spokesperson, Jeff Helms, explained to the press that the change is meant to streamline the insurance companys book of business and make better customer service possible.

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Posted on Wednesday, 2nd November 2011 by Olivia Trule

The full story

Many employees who’ve never had to think about disability or death and dismemberment coverages are now being confronted with new policies that they’ll have to pay for if they want the coverages to continue.

The shift of benefits costs to employees in health insurance has been getting a lot of news coverage this year, but the quiet shifting of smaller benefits like disability coverage is also having a profound effect on workers around the nation.

Yet disability, which often gets ignored, is statistically very important. According to Mercer, people are far more likely to require short-term disability benefits than they are to have a house fire or die early. On

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Tags: Employees

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